In the United Kingdom, commercial fleets require commercial auto coverage. The policies provide assistance for accidents that could arise while deliveries are conducted. They cover common liabilities that could present possible litigation for the business owner. A local agency provides these business owners with adequate coverage.
What is Covered Under These Policies?
The policies cover the driver, the fleet vehicle, and other automobile owners who were involved. However, the coverage applies to other vehicles only when the commercial driver was at fault. The products inside the vehicle are also covered under these circumstances. The policies provide a payment for medical expenses and property damage that occurs during the accident. However, these accidents will require a complete investigation.
Are There Limitations?
Yes, the fleet driver must be operating the vehicle for business reasons. They cannot operate it during non-business hours or during a resting period. Any accident, injuries, or property damage …